Over 200 years experience in lending to regional Australia

So who are we?

All of us have been living and working in regional areas of Australia for many years, collectively we have over 200 years of finance experience in the agribusiness sector, and over these years we have grown to be a trusted and reliable business partner to many different families. We are passionate about people, business and local communities. We understand the need for quality and timely financial assistance in regional and rural Australia and with most banks retreating from these markets we would dearly love your support.

Alana Davies



Alana has worked as an Agribusiness Manager with one of the major banks for the last six years, and prior to this spent seven years working within the accounting and financial planning sectors. Alana is passionate about all things Agribusiness and getting the best outcomes for her clients, whether that be through consolidation or growth. Alana has in-depth industry experience across broadacre farming, small seeds production, hay, livestock and viticulture (but is always excited to learn new things!). 

Alana is located in the South East of SA with her husband, also owning and operating a sheep and cattle farm. This provides Alana with insights and a first-hand understanding of the trials and triumphs of farming, helping her to truly understand her client’s needs. Working closely with her clients and getting the right outcomes is what Alana is passionate about. 

After retiring from sports early due to injury, Alana likes to spend her spare time sampling good red wine and trying to develop a green-thumb.

Tegan Kuhl



Tegan has over 9 years experience in the finance industry, the past 7 with one of the major banks. She has excellent industry knowledge enabling her to discover the best available options for her customers. Tegan has a genuine passion for her customers and enjoys being alongside them throughout their life journey, sharing the highs and lows and helping them achieve all their goals – big or small. Exceptional customer service has always been key to Tegan’s core values and has seen her be successful in her career.

Tegan is based in Mt Gambier in the south east of South Australia and has lived there all her life. In her younger days Tegan was an avid netballer, softballer and tennis player. These days she enjoys cycling and walking her two (very) energetic dalmatians.

Liam is located in Brisbane and is actively involved in Masters football. Whilst now city based, Liam previously lived in Townsville and owns livestock in his own right. Liam is also the local snake catcher and has relocated many unwelcome snakes from properties.


Ph 0448 333 354   |    Email Liam

Liam Anderson


QLD | NT | Northern WA

Liam was previously the General Manager of Ruralco Finance Pty Ltd specialising in Pastoral Beef across the Kimberley, NT and Queensland regions. Liam has had over 20 years experience in these regions and has an in depth knowledge of the livestock industry and the many challenges that graziers are confronted with either financially or environmentally.

Liam is located in Brisbane and is actively involved in Masters football. Whilst now city based, Liam previously lived in Townsville and owns livestock in his own right. Liam is also the local snake catcher and has relocated many unwelcome snakes from properties.


Ph 0409 396 469   |    Email Matt

Matt O'Dea


Matt was previously the State Agribusiness Manager in SA and WA for one of the major banks. In this role he dealt with Clients at the Corporate Level and also the family farm level, he has an in depth knowledge of how banks work which gives him a real benefit when negotiating with the Banks for the right outcomes. Matt has lived and worked in most states of Australia and has an enormous group of networks around him.

Matt still lives in Clare in regional SA, he is actively involved on the Board of his Football Club and is also the Treasurer for a Not for Profit organisation which is raising awareness of the wellbeing of youth in the State. Matt loves to fish and grow wasabi – whilst he is no good at either he keeps trying.

Did you now that Matt is a long suffering South Adelaide supporter and they have not won a premiership in his lifetime?

Michael Tonkin


Michael began his banking career in 2002 and enjoyed ten years with a major bank supporting agribusiness, commercial and corporate clients across Western Victoria. In 2012 Michael became an independent finance broker and has enjoyed becoming a strong advocate for customers in their dealings with lenders. Having grown up in a primary production family Michael has always had a close association with the land and growers.

Michael is based in Ballarat in central Victoria where he and his wife enjoying sharing camping, fishing and hiking adventures with their young family. Michael is also involved in voluntary work for a local foundation supporting the community. 


Ph 0499 461 200   |    Email David

David Martin


David has been in the finance industry for over 33 years and has worked for most of this time in Tasmania. Originally from the Western District of Victoria and having grown up on the family farm David has had links with the Agricultural sector all his working life.

David has held many management roles during that time in both Victoria and more recently Tasmania where he was the State Manager of a big 4 Ag division and responsible for their growth in the Tasmanian market.  With strong industry understanding and knowledge David has helped many farming clients across many of the Tasmanian Ag sectors and at all levels including semi corporates as well as Family farming businesses. He has a particularly good knowledge of the seafood sectors and marine farming

With an excellent knowledge of the finance industry as well as his Industry knowledge clients can rely on a strong advocate for their business in developing a solutions based forward thinking approach. Passionate about the outdoors and what a gem the Tasmanian landscape is David enjoys most water activities but in particular Fishing and Diving and like nothing more the spending a night under the stars and camping with mates. Likes to keep fit by spending time with mates cycling or bush walking around the many wonderful tracks that Tasmanian has on offer.


Ph 0456 676 441 | Email Geoff

Geoff Brown


Geoff has worked in the banking sector for over 35 years, predominantly with NAB before moving to Ruralco Finance and now to Agribusiness Finance Australia. Working in agribusiness finance for the last 17 years, Geoff has managed a mixed client portfolio across broadacre, horticulture, almonds, broilers/layers and grazing. Geoff specialises in all aspects of finance including lending, deposits, asset finance and home loans. With a deep understanding of the agricultural sector, Geoff has spent much of his time on farm working with clients to achieve their desired outcomes. Geoff not only has an outstanding knowledge of Banking he also has outstanding Customer management and relationship ability which has been built up over time. Geoff has one of the most loyal customer bases in Banking as evidenced with so many of his clients continuing to do business with him.


Ph 0400 380 886  | Email Craig

Craig Milverton


Craig has enjoyed a strong and successful journey in the Financial Services Sector exceeding 35 years with his experience being a blend of Commercial and Agri Business Finance in Western Australia.
Craig has held various senior positions with a range of Financial Service Providers, accommodating Corporate to SME businesses, and also assisting “start-up” enterprises. As a consequence he has a very loyal and supportive Network of professionals in all Industry Sectors
Craig has also had experience in the Grain Marketing and Insurance Industries which also compliments his extensive Western Australian network.
Given a strong grounding in Regional Western Australia, Craig’s personal activities are heavily weighted toward sport and the subsequent social interaction.

Now a keen golfer and fisherman.


Ph 0411 478 695  | Email Emily

Emily Elkhoury


Emily’s energy and enthusiasm has played an integral role in her 20 years of customer service experience and the last five in the finance industry. She has had the opportunity to work with a large demographic of people ranging from elite athletes, publicans, local community members, business owners and farmers to name a few. Her strong leadership skills and positive personality has seen her banking career progress quickly to management level.

Emily’s ethos is simple – connect and understand the customer first, then work with them on how best to achieve their goals.

In between juggling family life with her husband and two children, Emily also coaches rowing, loves to participate in any sport and being outdoors. When possible she enjoys spending time at their family home in the Clare Valley.


Ph TBA  | Email Sarah

Sarah Day


Sarah graduated from UNE with a double degree in Agriculture & Business.

Whilst there Sarah worked for an agribusiness software company where she had interaction with, and exposure to, financial and budgetary decisions across a range of industries.

Sarah has worked in the red meat and livestock industry for the past three years, working across the supply chain with producers and processors in the areas of research, development and adoption in relation to meat eating quality. Sarah has also been involved with the management of projects and budgets with regards to R&D activities.

Growing up in the industry, and raised on a sheep and cattle property in South Australia, Sarah has first-hand experience in the needs of a farming business. Sarah will be initially based back in her home state of South Australia, until such a time as she will return to work in Western NSW, on a sheep property near Nyngan. Sarah enjoys being outdoors on any farm as well as playing netball and socialising with friends.

Privacy Policy
Agribusiness Finance Australia Pty Limited ABN 20 637 404 267 is a Authorised CRN Number 521127 of Astute Financial Management Pty Ltd | ABN 59 093 587 010 | Australian Credit Licence Number 364253
All Rights Reserved © 2022 Agribusiness Finance Australia Pty Ltd. Website Solution by Honeycomb.Design